Find out if an insurance company has ever written off a vehicle and categorised it as a 'total loss'.
MotorCheck offers EXCLUSIVE ACCESS to an ex-salvage database. We have details on more than 2.5m write off's that neither HPI nor Experian will have. This is a significant enhancement to our Provenance Check service which we consider to be a 'must-have' for used car dealers.
Every year details of more than 450,000 accident-related write-offs and 150,000 insurance thefts are made available to MotorCheck users. Each incident is carefully recorded and identified using a combination of VRM and VIN (Vehicle Identification Number) identification before being made available in your MotorCheck Vehicle History Report.
Where recorded by an Insurer as being a 'Write-Off' or 'Total-Loss' on the MIAFTR (Motor Insurance Anti-Fraud and Theft Register) you will be able to determine what 'Category' the Write-Off was recorded under, as well as learn when the loss occurred and the official date it was added to the database.
It is law that insurers have to report to the DVLA immediately if they have written off a vehicle. There is, however, no obligation or timeframe for this information to also be passed onto the Motor Insurance Anti-Theft Register (MIAFTR) by insurers. As highlighted by a recent BBC integration, this serious flaw in consumer protection is leaving dealers and their customers vulnerable.
According to a recent freedom of information request, as many as 80,000 vehicles a year that should be listed on the MIAFTR as written off, are not.
Instead, many are being repaired and sold on to dealers who, despite conducting provenance checks with leading providers, are unaware of the vehicle’s damage history.
However, MotorCheck has exclusive access to details of these written off vehicles – including photographs - which have NOT made it onto the voluntary the MIAFTR database making us the number one choice for car history checks in the UK.
The DVLA will also record affected vehicles on the official register as ‘Scrapped'. Often these are Category A or B Insurance Write-off's but not always. A MotorCheck Vehicle History Report highlighting a ‘Scrapped' marker means that the vehicle is legally excluded from use on the public road and should not be available for sale.